Discover card smarts logo
Clear text
Clear text
Getting a credit card
Using your credit card
Credit card rewards
Explore credit cards
  • All Credit Cards
  • Cash Back Credit Cards
  • Student Credit Cards
  • Secured Credit Card
  • Credit Cards for No Credit History
  • Instant Use Credit Cards
  • Gas Credit Cards
  • Balance Transfer Credit Card Offers
  • Travel Credit Card
  • Credit Cards to Build Credit
  • No Annual Fee Credit Cards
  • Low Interest Credit Cards
  • Rewards Credit Cards
See if you're pre-approved > , Opens new tab
Man clapping hands

Getting a Credit Card

Knowledge from the experts helps you gain the confidence to choose the best card for you.

Group of diverse students walk and talk together.

Credit Cards for Students with No Credit History

Build your credit as a college student with no established credit history. Learn which credit cards you qualify for to help with expenses and no credit required.

10 min read
Video Young traveling couple look at items in a shop

What Is a 0% Interest Balance Transfer Credit Card?

Zero interest balance transfer credit cards can offer a low APR to help save money and pay down debt. Learn how to compare 0% interest balance transfer offers.

7 min read

See if you’re pre-approved for a credit card offer – there’s no impact to your credit to check.

Check Now
Video Man in suit looks out airplane window.

What Is a Secured Credit Card?

9 min read
Couple sits at a kitchen table looking at a laptop. The woman points at the screen; the man holds a mug.

How Second-Chance Credit Cards Work

5 min read
Happy woman smiling while looking at mail upon arriving home.

Pre-Qualified vs. Pre-Approved: Learn the Differences

6 min read
Bearded worker sits in a plant shop looking at a digital tablet

How Long Does It Take to Get a Credit Card?

6 min read
Young women smile and look at one another as they walk outside

Can You Build Credit as an Authorized User on a Credit Card?

7 min read
Video Woman holds up paper in front of a group of coworkers in an office.

What is a Credit Card Limit?

7 min read
A woman sits at a outdoor table wearing earbuds and looking at a laptop.

Does Pre-Qualification Affect Your Credit Score?

5 min read
A man and a woman sitting on a couch together at home, lovingly petting a small gray dog.

How to Find the Best Credit Card for Couples

6 min read
A cheerful family playing at the beach under the bright sun.

How to Increase Your Credit Limit

6 min read
Video Man in blue shirt smiles looking at laptop as he reclines on a couch.

What Is a Credit History?

6 min read
A young college student works on her laptop.

Do Student Loans Affect a Credit Score?

7 min read
A smiling woman sits on the floor in front of a couch, working on her laptop and petting a dog.

What is a Virtual Credit Card?

4 min read
Inward Curve
Discover it credit card

Why Discover?

Earn 5% cashback on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.
Learn more
Credit Card Quick Links
  • All Credit Cards
  • See if you're prequalified
  • Respond to Mail Offer
  • Check Application Status
  • Cardmember Agreement
  • Credit Card Benefits
  • ATM Locator
Credit Card Categories
  • Cash Back Credit Cards
  • Student Credit Cards
  • Secured Credit Card
  • Travel Credit Card
  • Compare Credit Cards
  • Gas Credit Cards
Credit Card Features
  • Balance Transfer Credit Cards
  • Credit Cards to Build Credit
  • No Annual Fee Credit Cards
  • Intro APR Credit Cards
  • Credit Cards for No Credit
  • Instant Use Credit Cards
Card Smarts & More
  • Card Smarts
  • Getting a Credit Card
  • Using a Credit Card
  • Credit Card Rewards
  • Credit Card Interest Calculator
  • Balance Transfer Calculator
Rewards
  • Rewards Credit Cards
  • Cash Back Rewards
  • 5% Cashback Bonus®
  • Redeem Cashback Bonus
  • Refer a Friend
More Discover Products
  • Banking
  • Home Equity Loans
  • Mortgage Refinance
  • Personal Loans
  • Student Loans
  • Debt Consolidation
  • Identity Theft Protection
Quicklinks
  • Sitemap
  • Terms of Use
  • Accessibility
  • Browser Support
  • Security
  • Privacy
  • Your California Privacy Choices Accept or Reject Icons
  • AdChoices
  • Discover® Scholarship Sweepstakes
About Us
  • Contact Us
  • About Discover
  • Corporate Impact
  • Investor Relations
  • Newsroom
  • Careers
  • Accept Discover
  • Inclusion & Belonging
Follow Us on Twitter opens in a new window Like Us on Facebook opens in a new window Instagram opens in a new window Contact with Us on LinkedIn opens in a new window
Discover Mobile App
  • Equal Housing Lender
  • ACCREDITED BUSINESS opens in a new tab Opens in a new window
  • Member FDIC opens in a new tab Opens in a new window
© Discover, a division of Capital One, N.A., Member FDIC
.

You are leaving Discover.com

You are leaving Discover.com and entering a website operated by a third party. We are providing the link to this website for your convenience, or because we have a relationship with the third party. Discover, a division of Capital One, N.A., does not provide the products and services on the website. Please review the applicable privacy and security policies and terms and conditions for the website you are visiting. Discover does not guarantee the accuracy of any financial tools that may be available on the website or their applicability to your circumstances. For personal advice regarding your financial situation, please consult with a financial advisor.

ContinueLeave Discover.com and continue to external websiteCancel ›Cancel and return to Discover.com
Close XClose and return to Discover.com.